Ayuuto (“we”, “our”, or “us”) operates the Ayuuto mobile application (the “App”). This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our App. By using Ayuuto, you agree to the collection and use of information as described in this policy. If you do not agree, please do not use the App.
| Data | Purpose |
|---|---|
| Name | Displayed to other circle members so they can identify you |
| Email address | Used for account creation, authentication, and password recovery |
| Profile photo | Optional; displayed to other circle members |
| Contribution proof images | Optional; uploaded when submitting a contribution as evidence of external payment |
| Data | Purpose |
|---|---|
| Circle membership data | Tracks which savings circles you belong to and your role (host or member) |
| Contribution records | Tracks the status of contributions within each round (expected, submitted, confirmed, rejected, disputed) |
| Trust score | A numeric score (0–100) calculated based on your contribution history within the App |
| Audit logs | Records of actions taken within circles (e.g., round opened, contribution confirmed) for transparency and dispute resolution |
| Notification preferences | Whether you have enabled push notifications and your device token for delivery |
| Data | Purpose |
|---|---|
| Device push token (FCM) | Used to deliver push notifications to your device |
| Crash reports | Collected via Firebase Crashlytics to identify and fix bugs. These may include device model, OS version, and stack traces. They do not include personal content. |
We use the information we collect to:
We do not sell, rent, or share your personal information with third parties for advertising or marketing purposes.
When you join a savings circle, the following information is visible to other members of that circle:
This visibility is essential to how savings circles function — members need to see who has contributed and who has not.
Circle hosts can additionally see:
We use the following third-party services to operate the App:
| Provider | Service | Data Shared | Privacy Policy |
|---|---|---|---|
| Google Firebase (Authentication) | Account management | Email, name | Firebase Privacy |
| Google Cloud Firestore | Database | All app data | Google Cloud Privacy |
| Google Firebase Cloud Messaging | Push notifications | Device token | Firebase Privacy |
| Google Firebase Crashlytics | Crash reporting | Device info, crash logs | Firebase Privacy |
| Google Cloud Storage | File storage | Profile photos, contribution proof images | Google Cloud Privacy |
All data is processed within Google Cloud’s northamerica-northeast1 region (Toronto, Canada).
We may disclose your information if required to do so by law, court order, or governmental request, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
| Data Type | Retention Period |
|---|---|
| Account data (name, email) | Retained until you delete your account |
| Circle and contribution data | Retained for the lifetime of the circle, plus 1 year after the circle completes, for dispute resolution |
| Audit logs | Retained for 2 years after creation |
| Push notification records | Automatically deleted after 90 days |
| Crash reports | Retained per Firebase Crashlytics defaults (90 days) |
| Profile photos | Retained until you replace or delete them, or delete your account |
Depending on your jurisdiction, you may have the following rights:
You can view all your personal data within the App (profile, circles, contribution history). To request a machine-readable export of your data, contact us at privacy@ayuuto.ca.
You can update your name and profile photo directly in the App under Profile settings.
You can request deletion of your account and associated data by contacting us at privacy@ayuuto.ca. Upon receiving a verified request:
You can disable push notifications at any time through your device settings. You can stop using the App at any time. To fully withdraw consent for data processing, request account deletion as described above.
Ayuuto is not intended for use by anyone under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child under 18, we will delete it promptly.
We may update this Privacy Policy from time to time. When we do, we will update the “Last Updated” date at the top of this page and notify you via the App if the changes are material.
Your continued use of the App after changes are posted constitutes your acceptance of the revised policy.
If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, contact us at:
Email: privacy@ayuuto.ca
Website: https://ayuuto.ca/privacy